Offering cross-border wealth management solutions

Part of the Raymond James Financial family of companies, Raymond James (USA) Ltd., or RJLU, is a Canadian-based U.S.-registered investment firm offering integrated cross-border wealth management solutions to Americans living in Canada, and Canadians living in the U.S.

As RJLU advisors, we are licensed and regulated in both Canada and the U.S., and work closely with clients to translate their personal needs into a strategy for their cross-border accounts. We also advise clients on cross-border issues, such as Passive Foreign Investment Company (PFIC) rules, and maintain professional networks to assist with planning, taxation and legal services, as required.

RJLU enables U.S. resident clients to hold both Canadian and U.S. currency accounts. This allows Canadian equities and Canadian dollar denominated fixed income to be added to client portfolios without having to settle in U.S. currency, thus avoiding foreign exchange spreads. U.S. clients can gain expert access to quality Canadian investment-grade instruments with our assistance.

How does Raymond James (USA) Ltd. help?

First, Raymond James (USA) Ltd., unlike most investment firms registered with FINRA and the SEC, operates in and across Canada. Our firm is a subsidiary of Raymond James Ltd. and has completed an exemption from registration application in Canada to be able to help American citizens living across Canada.

Second, at Raymond James (USA) Ltd., you'll find an experienced advisor who is registered in both Canada and the United States. We understand the challenges that the cross-border American citizen faces and have strong connections with other cross-border professionals in areas like tax, trust and estate planning, insurance and immigration.

By being registered in both countries and well connected to other cross-border centers of influence, we can offer you more than just a Canadian wealth management solution. We can offer you a holistic wealth management solution and coordinate your entire portfolio of assets to keep you on track to achieving your financial goals.

Some of the accounts we manage for clients include:

  • RRSPs and RRIFs for Canadians living in the U.S.
  • IRAs for Americans living in Canada
  • Investments for Americans wanting Canadian securities
  • Investment accounts for U.S.-resident children of Canadian-resident parents
  • Discretionary and non-discretionary portfolio services in both currencies

RJLU advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability. Investing in foreign securities involves risks, such as currency fluctuation, political risk, economic changes, and market risks.

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